Karen Culbertson is the founding partner of Way Better Insurance, a Fort Myers-based Florida property and casualty insurance agency established in 2016. She launched the agency after years of experience in the insurance industry, where she and her husband Brian, a Fort Myers insurance agent, had previously built a successful business beginning in 2010. That earlier agency grew to service more than 15,000 policies for 9,000 households by 2015, reflecting Karen’s deep understanding of Florida’s insurance market and the needs of local families.

Today, Way Better Insurance continues that commitment to personalized coverage through its Fort Myers agency and its newly opened boutique Babcock Ranch location, Insurance on B Street, now open near Founder’s Square. Located in the heart of Babcock Ranch, Insurance on B Street brings the Way Better Insurance approach closer to residents who want local guidance, independent options, and a more personal insurance experience.

Way Better Insurance offers property and casualty coverage solutions designed around Florida’s unique insurance needs, including home, auto, flood, golf cart, marine, watercraft, umbrella, and other personal insurance options. Through Insurance on B Street, Babcock Ranch residents can work with a local team that understands the way people live in the community, from protecting a new home and vehicles to considering golf cart coverage, flood protection, and Southwest Florida lifestyle risks.

Insurance on B Street stands out by helping clients compare coverage options across multiple carriers to find a strong combination of price, protection, and service. As a boutique office of Way Better Insurance, the agency offers one-stop shopping, local expertise, and personalized claims support, giving clients a clearer and more confident way to protect their homes, vehicles, personal assets, and everyday life in Florida.

Whether clients visit the Fort Myers office or stop by the new Insurance on B Street location near Founder’s Square in Babcock Ranch, the mission remains the same: provide thoughtful insurance guidance, better choices, and a more personal experience from quote to renewal.